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Old 12-20-2007, 09:44 AM
427king 427king is offline
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Default Re: Classic/Muscle Insurance

[ QUOTE ]
You need "agreed" value, not "stated".



[/ QUOTE ] That and you need to be sure you are not limited to show or repair facllity driving. If you get your car hit or stolen in a restaurant parking lot,most will tell you they wont cover it. I have Nationwide and they are much better than any specialty insurance ive had or inquired about as far as price AND limitations on driving . You dont need specialty insurance for a collector car,in fact there isnt any advantage to it that ive seen ,and i comparison shop when i buy a quart of milk.
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Old 12-20-2007, 03:49 PM
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Default Re: Classic/Muscle Insurance

I have Hagerty because not many "collector car" insurance companies will insure a newer, modified car like my 2001 Camaro SS. Hagerty does along with my '70 Chevelle and 2 of my wife's cars. Plus I told them my Camaro goes all over the place on the Hot Rod Power Tour every year for at least 3,000 miles in one week and they had no problem with that.
Also I know a few people who have unfortunately had to file claims with Hagerty and have had excellent service.
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Old 12-20-2007, 04:00 PM
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Default Re: Classic/Muscle Insurance

I too have Haggerty.
I contacted Tammy for a quote and she told me she too is a Haggerty agent,and quoted me the same fair quote I already pay.
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Old 12-20-2007, 04:42 PM
COPO CARTEL COPO CARTEL is offline
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Default Re: Classic/Muscle Insurance

Tammy @ MK insures my 2003 SSR with Cinncinati as the underwriter, she also is flexible with miles driven such as 1K, 3K or 5K and again all my cars have agreed value. She finds the best coverage for YOUR situation. Doug I am not sure she knows about that
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Old 12-21-2007, 06:11 AM
COPO 70 RS/Z28 COPO 70 RS/Z28 is offline
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Default Re: Classic/Muscle Insurance

Well, It looks like MK is the winner. Did alot of talking to a lot of companies and MK was the one who could give us the limits we wanted at a reasonable price whith the least amount of loopholes. Now these were not the cheapest options but they were very reasonable for the coverage and for the quality of companies we were able to deal with. Now thats not to say this route is right for everyones individual needs but for us it was the logical solution. Thanks for the help guys

Carl
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Old 12-21-2007, 06:18 AM
427king 427king is offline
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Default Re: Classic/Muscle Insurance

You guys are getting better rates than 124.00 a year to drive 5000 miles with no restrictions and a 65K agreed value on a 40 year old car,with no appraisals needed just photos??I know the yearly appraisals alone can cost more than the yearly premiums..Im sure too its a regional thing[price] as well
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Old 12-21-2007, 06:20 AM
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Default Re: Classic/Muscle Insurance

I didn't need an appraisal for my Chevelle...just photos...
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Old 12-21-2007, 06:39 AM
COPO 70 RS/Z28 COPO 70 RS/Z28 is offline
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Default Re: Classic/Muscle Insurance

Payin a little more than that but I need some heavy coverage. No appraisal just photos & statements
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