Why race your supercar

[Jeff H]

I'll drive it on the street, but not at the track if it's not covered by insurance. If you're going down the quarter mile and an axlse snaps, a tie rod breaks, you're gonna be kissing the wall and in for a complete restoration all over again. I've seen it happen and I'm not in a financial situation to do that. Just look a the Hurst Olds Kevin was going to buy. Sh!t happens, but if it happens at the track and your insurance company just laughs at you, then you sure put yourself in a bad situation.

[Chevy454]

Ok, I can *somewhat* see your point on the insurance thing, except if you snap an axle on the track you "kiss the wall" and walk away, but on the street you hit a telephone pole, the ditch, oncomming traffic, or...? And if you sling a rod or drop a valve on the street it's still coming out of YOUR pocket, not the insurance company's. I see people show out on the street all the time, but mention the track and they "I don't want to tear up my car"! Huh?! Shifting at 6,500 is the same on the street as it is on a track.

[Jeff H]

I think some people see a difference between hard street driving and all out drag racing. As one of the guys in our club said when he's shifting his 99 Camaro SS, "shift it like you're trying to break it". Most people don't take that approach on the street. I personally don't race anywhere, but some people do still race on the street and I wouldn't condone it. I watched a guy spin his car into the wall at Englishtown when his brake caliper locked up. Like I said, sh!t happens and that had nothing to do with racing, but his car won't be covered because it happened at the track.

[sYc]

Jeff, As per insurance coverage at the track, I have had more then one owner check on this very thing. Here is what they found out. Most insurance companies state in their policies that they will not cover a car "competing", whether drag racing, road course, etc. But, most policies do not make exclusions where one can and cannot drive their car. Thus, even though a car may be at a track, it is covered, as long as it is not competing. No different then taking your car to a Super Chevy, Car Craft, or any other show held at a race track. Making a single pass down the track, with no tree, is no different then drving down the street in front of your house. Well, a little different, it is safer at the track. [img]/ubbthreads/images/graemlins/biggthumpup.gif[/img]

[whitetop]

Tom
Holy Cow. Your definition of "is" is makes Bill Clinton look like the Pope. I think you are wrong on this. You are splitting hairs on technicalities with your insurance policy and I would not trust yours or anyone elses reasoning to this "loophole" of yours. So you are telling us that if you are racing someone you are not covered but you are covered for a bye run when running only by yourself??? Racing is racing whether you have a christmas tree or not. Having your car at a Super Chevy show as a car show participant is a hell of a different matter than racing your car down the strip at the same event whether you are racing somone or not, Christmas tree or no christmas tree.
Hope this loophole is not being used by you or someone to make them feel better when racing their car down the strip.

[Chevy454]

As explained to us (I believe) by the owners/operators of Music City Raceway at SCR1, if the clocks/scoreboard were turned off then it was considered like a "parade lap"...some parades just move faster than others! Some of the cars chose to simply make a parade lap, while others made a full pass. After the "parade lap", we were all given the option to run again, this time with the full tree/timers, with the understanding we would be uninsured. Some ran again, some didn't.

[SS454]

Being in the auto body end of things I would have to say that your ins company would tell you that you are on your own with that.I had a customer a couple of years back had a mishap with a nother car on the street. Got a ticket for drag racing and they did not cover a thing! They told him go ahead and sue them but he just paid it himself. Any my point is that was not competing just going fast. If you are at Road America and you go on there pace lap or parade lap and you crash your ins comp dosen't give a cr*p all they will say is that your where at a race track and you are not covered. OK I could be wrong [img]/ubbthreads/images/graemlins/biggthumpup.gif[/img] [img]/ubbthreads/images/graemlins/flag.gif[/img]

[Jeff H]

That's what I figured could happen if you're out street racing as well as racing at the track, your insurance company could drop you and not cover the damage. That is too big of a risk for me to take.

[sYc]

Getting a ticket, especially for drag racing, would shed a whole 'nother light on things. [img]/ubbthreads/images/graemlins/thumbsdown.gif[/img]

[T Billigen]

I guess I will keep mine a trailer "Queen"! I just don't want the hassel of trying to straighten that original metal. As far as safety goes, the track is deffinately better, although I have seen some pretty bad accidents on the track also. Seen a fellow break an axle and go end over end. Did'nt kill him but put him in the hospital, seen two people get their feet cut off with a blown clutchs and a young lady lose control at the end of the track and run into a bull dozer. (6 months in a body cast) As far as insurance coverage goes, I would lie and tell them I was not at a race track if you had an accident there, because they WILL NOT pay! [img]/ubbthreads/images/graemlins/[/img]