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#1
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I think both Hagerty and Grundy are good choices. Hagerty is typically a bit less. You can get an instant online quote with each company to compare. Neither company requires an appraisal. Just tell them how much insurance you want, send 2 pictures, fill out the application and pay the first year's premium and that's it. In the case of a total loss, they will pay the value of your policy. try www.grundy.com and www.hagerty.com
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#2
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I did a quite a bit of research about a year ago and ended up switching to Hagerty. Their policy is "agreed value" which is important. They are a sub of CNA insurance, one of the largest in the country. I did have to have appraisals and pictures. I later updated appraisals and they just sent me a bill. They have been great to work with so far but I guess you really never know until you need them, which I hope NEVER happens.It works out to about $6 per $1000 Nd you only pay for 1 liability policy. I think there may be difficulty if the car is modified. Cars have to be stored in locked garage and you have to prove ownership of a daily driver. Jim
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