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#19
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By break even I mean the sum you would have gotten up until the 77y 8m point for me is the same if I take reduced at 62 or I wait until 66y2m for my full benefit. After the 77y8m point I start loosing money if I took it at 62. There was even a break down from 66 to 70 and I think the age was 82 and change to make a difference. Larry
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