New Car Question

[Charley Lillard]

After getting it back, drive it for awhile then cut the oil filter apart. Probably OK with Synthetic.

[Kim_Howie]

Screw the insurance Company as usual!! And then be the first one to complain when yours rates go up. [img]<<GRAEMLIN_URL>>/haha.gif[/img] [img]<<GRAEMLIN_URL>>/haha.gif[/img]

[Ngtflyr]

Screw the insurance Company as usual!! And then be the first one to complain when yours rates go up.


Edited by Kim_Howie (12/17/10 04:13 PM)

Who said anything about screwing the insurance co? I just want my car to be made whole again. I don't want something that is going to start coming apart 3, 6, 9 months down the road because of this. I pay the insurance company a lot of money, and haven't had a claim for 7 or 8 years.

Kim, maybe I am misinterpeting your comment. I'm guessing you are talking about hoping the block is cracked, I only said that because a new engine would not be coming apart in a few months. If they just stick the pan back on I may have internal damage that will only manifest itself at an unknown later interval at which time I end up holding the bag.


The oil filter is a paper filter, sorta like an old school filter. Should be easy to check.

I've seen a coworker go thru the back and forth finger pointing in the past. His wife had the oil changed in thier van, couple miles down the road the oil filter comes of, eng lite comes on and she pulls over. The tow truck drags one side down a sign breaking out several windows. It was 4-6 months down the road before it was all resolved, no one would take responsibility.

Good Idea on getting everything in writing from the insurance co and the shop concerning the protocals. I just see problems down the road that I get stuck with. If they do that this car will be up for sale, I'm not willing to take that gamble.

thanks for everyone's input.

[Pulnaway]

dave, your advisor should not be telling you what your insurance co is going to do. He has no clue what they will do! what they will do is send you an adsjuster. the adjuster will ask that they have it pulled down and the filter cut open to show anything that may be in the filter before he gets there. when he gets there he will look it over and take photos. you should be there at this time to see what the adjuster sees. the adjuster is the eyes and ears for the insurance co! he will understand that there is possible internal damage to the bearings and should request that they pull one or two to be checked. if there is any bearing damage he will go from there. your advisor and the shop will do whatever the adjuster tells them to do. if the adjuster will not ok the bearing check then call the insurance co and demand the bearings be checked. let us know how it goes.

[Xplantdad]

Like Scott said...make sure there's an unbroken &quot;chain of responsibility&quot;. If I'm ever in another accident, I will take pictures at the accident site, then accompany my vehicle from the accident site DIRECTLY to the repair facility....and take photos there as well. I will also demand that I be present any/every time that an adjuster comes to inspect the vehicle.

It sucks that I will have to do this...but there is no other way to make sure that anyone has an &quot;out&quot;...or a denial of responsibility. [img]<<GRAEMLIN_URL>>/beers.gif[/img]

[Ngtflyr]

Thanks guys I appreciate it. I am off this week and will be at the shop pretty near the dealership so I will definitely go there when he is there.

[Xplantdad]

BTW Dave...glad that you weren't hurt in the accident!

[Kim_Howie]

Dave my point was if it has damage it's damaged now ,not 6 months from now. Also I was just kiddin. Kim

[Ngtflyr]

Kim,
No worries, I am a little sensitive when it comes to insurance companies, had to get a lawyer and take one on in the past. They finally settled over a year later and paid a significant amount extra so we did not countersue. It's not paranoia when they really are out to get you. I am just concerned about unseen internal damage showing up at a later time. I will probably just sell the car so I don't fret about it, its a shame it's a nice commuter car and I had planned on keeping it a couple more years. Still haven't had a meet with the adjuster and dealer yet.