Dedicated to the Promotion and Preservation of American Muscle Cars, Dealer built Supercars and COPO cars. |
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#81
12-15-2009, 11:32 PM
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Re: Ouch, my poor Z28
New here but far from new to the Insurance Industry. First off if you report to your Co or not they have already or will be notified. DMV, NICB, etc all report losses especially of that amount. Makes no sense not to go through your own policy especially where you have the other Co admitting 100% fault which in NY is unheard of unless rear ended.
Your Co would have paid for the claim and went against the other Co for reinbursement. Being a collector car Ins Co? they would have guided you through the process a lot easier. That car should have been inspected in a repair shop where an initial tear down fee would have been negotiated to determine real damages. With a hit like that to that type on unibody car I couldn't imagine the indirect damages that aren't being seen. There is more to just dollar amounts in regards to a vehicle being a total loss. How long will it take to repair? Will the repairs at that cost be safe? Are the parts needed readilly obtainable. Already you are seraching for parts? What you paid for a car especially in an inflated market has nothing to do with the cars value especially to a third party carrier. They would find comparables which you get to examine and come up with a value at the time of loss. How are you going to claim diminished value when the car has been painted before? Once it has been previously repaired what are you going to use as your basis for a claim? You are choosing the shop not the carrier? If it can't be fixed to pre loss condition it is a TOTAL LOSS. Stop trying to go behind the scenes and just call your Co and be upfront you might be surprised what that gets you. Plus do you not think ins Co workers are car guys They do not come on these boards? Guarantee someone has seen your 8 page story. Not trying to be the bad guy just trying to open your eyes a bit. I would have this thread erased and proceed in a different way. 
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#82
12-15-2009, 11:36 PM
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Re: Ouch, my poor Z28
Why erase the thread?
The only reason I can come up with is to hide the fact that the vehicle was in an accident...  If not please elaborate.
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~JAG~ NCRS#65120 68 GTO HO 4 spd Alpine Blue /Parchment 2 owner car #21783 71 Corvette LT1 45k miles Orig paint - Brandshatch Green - National Top Flight - last known 71 LT1 built. 71 Corvette LT1 42k miles Original paint - Black - black leather - only black LT1 known to exist. NUMEROUS Lemans blue Camaros, Monza Red and Daytona Yellow Corvettes & a Chevelle or two... Survivors, restored cars, & other photos https://picasaweb.google.com/lh/myphotos
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#84
12-16-2009, 02:32 AM
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Re: Ouch, my poor Z28
Yes, Streetrace69, please elaborate on why this thread should be erased. in my opinion, i don't think anything needs to happen with this thread.
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Pure Stock is the way to rock! Give Blood, Give Life.
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#85
12-16-2009, 04:12 AM
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Re: Ouch, my poor Z28
I own a collision repair shop & who cares who reads these threads. We are all knowledgeable men who are discussing in an open forum our opinions on the repairs to be made. We hope all parties involved in researching & locating the proper parts to repair this vehicle are paid such as they deserve.We also hope he gets a job well done & know Insurance Co. or adjuster for that matter steers him differantly from any proper repairs owed for & possibly anything the shop might need to know about proper items, such as parts that might be specific to 70 Z only .... & so on....
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#86
12-16-2009, 04:58 AM
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Re: Ouch, my poor Z28
Streetrace69...TimG, the owner of the car is in the insurance business and probably knows it better than anyone here except maybe Howie before 7:00pm.....
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#87
12-16-2009, 04:59 AM
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Re: Ouch, my poor Z28
 
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Don't mistake education for intelligence. I worked with educated people. I socialize with intelligent people.
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#88
12-16-2009, 06:04 AM
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Re: Ouch, my poor Z28
Glad to here things are working out!
Love that car
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Carl 
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#89
12-16-2009, 06:24 AM
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Re: Ouch, my poor Z28
[ QUOTE ]
And I thought I was doing so well  [/ QUOTE ] You certainly are Tim. You have plenty of people you can call on when you need help. Get her back together. 
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1969 Z28 1972 Corvette
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#90
12-16-2009, 06:10 PM
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Re: Ouch, my poor Z28
[ QUOTE ]
Streetrace69...TimG, the owner of the car is in the insurance business and probably knows it better than anyone here except maybe Howie before 7:00pm..... [/ QUOTE ] Thanks Charlie... now I have to clean the coffee off the monitor... ROTFLOL....
__________________
~JAG~ NCRS#65120 68 GTO HO 4 spd Alpine Blue /Parchment 2 owner car #21783 71 Corvette LT1 45k miles Orig paint - Brandshatch Green - National Top Flight - last known 71 LT1 built. 71 Corvette LT1 42k miles Original paint - Black - black leather - only black LT1 known to exist. NUMEROUS Lemans blue Camaros, Monza Red and Daytona Yellow Corvettes & a Chevelle or two... Survivors, restored cars, & other photos https://picasaweb.google.com/lh/myphotos
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