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#1
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The best part of ebay is where they change thier paypal page every month to try and deceive people paying with paypal to use thier bank accounts instead of a CC...the answers THEY want you to select are always the highligted ones,and they try and make you hit the PAY button before you can change the method to a CC payment. Of course its written in thier bylaws that once you make a payment there is no recourse to change it. Deception at its best. Even knowing all this, i tried to make a payment the other day and it came out of my bank accouint when i didnt want it to..
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#2
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Paypal's latest scam: I just received $400 that a seller refunded from those incorrectly sized cragars I bought a month ago. I originally paid via my credit card through Paypal. Instead of refunding my credit card, Paypal made it a new Paypal balance of $400. It takes about 10 minutes of searching their website to figure out how to get your money physically back in your pocket. You have to have Paypal issue you a check...at a cost of $1.50 service charge, of course.
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#3
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You can also transfer it to your bank account for free or take it out of an ATM is you have a PayPal debit card.
Jason |
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#4
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But that's part of their "system." If you have a bank account, they use that as the primary funding mechanism for purchases, not your credit card. There is no way to make the credit card the permananet default funding location for purchases. That is where all the hoops and hurdles pop up when you try to change the funding location back to your credit card when you are trying to make a purchase.
It's "The Man" just trying to keep you down. |
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#5
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[ QUOTE ]
It's "The Man" just trying to keep you down. [/ QUOTE ] business 301 |
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#6
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[ QUOTE ]
You can also transfer it to your bank account for free or take it out of an ATM is you have a PayPal debit card. [/ QUOTE ] How strange that when you pay w paypal it is IMMEDIATELY taken from your bank account,yet when you transfer money from paypal[your money] to you bank account it takes 4 days. I guess that ensures they get to use everyiones money for 4 days longer so they can earn millions in interest in a years time times millions of users. They got all the angles covered. |
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#7
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Bingo!
And that's also why when a buyer pays me for something,I explain to him why I will not ship his item to him until I get the funds liquid in my bank account,as it takes time to clear. This protects me from the buyer pulling his funds back via paypal,if he's gonna be deceptive after I ship prematurely. |
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#8
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Reasons 1,068---1,081 why I will never, ever, <u>EVER</u> use PayPal.
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#9
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Regardless if you wait for funds to hit your account,all a seller has to do is contact paypal and tell them they dont like the color of thier purchase[2 months later to boot]. the second they tell paypal that,your bank account or paypal account will be accessed by paypal[remember you signed up and gave them that right]. if you dont have the money in your paypal or bank account you get booted from paypal. meanwhile the buyer has your item and doesnt have to pay for it. The ONLY defense is to keep a 1.00 bank account balance and a zero paypal balance,and remember the second someone pays you again with paypal the MAN will take whats owed him out of your payment. Thats why paypal asks you to contact them FIRST before calling your CC company if you have a problem with your purchase. It gives them a heads up to go after the sellers bank account balance and paypal balance to make sure they get thiers in the hopes the seller doesnt have a zero balance on his bank account and PP account . If the CC company gets contacted first they go right after paypal for the money. paypal doesnt like when you do that to them and they may ban you,even if you were ripped off. Bottom line is the CC company trumps paypal. Thats why Paypal wants everyone to sign up for a paypal CC,so they can run the WHOLE show. Did i mention i dont like paypal????
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#10
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Agreed.Once I have the funds liquid in my bank account,I then transfer them out of there to get that accounts balance at zero for the very reasons you mentioned.
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