Ouch, my poor Z28

[STREETRACE69]

New here but far from new to the Insurance Industry. First off if you report to your Co or not they have already or will be notified. DMV, NICB, etc all report losses especially of that amount. Makes no sense not to go through your own policy especially where you have the other Co admitting 100% fault which in NY is unheard of unless rear ended.

Your Co would have paid for the claim and went against the other Co for reinbursement. Being a collector car Ins Co? they would have guided you through the process a lot easier.

That car should have been inspected in a repair shop where an initial tear down fee would have been negotiated to determine real damages. With a hit like that to that type on unibody car I couldn't imagine the indirect damages that aren't being seen. There is more to just dollar amounts in regards to a vehicle being a total loss. How long will it take to repair? Will the repairs at that cost be safe? Are the parts needed readilly obtainable. Already you are seraching for parts?

What you paid for a car especially in an inflated market has nothing to do with the cars value especially to a third party carrier. They would find comparables which you get to examine and come up with a value at the time of loss.

How are you going to claim diminished value when the car has been painted before? Once it has been previously repaired what are you going to use as your basis for a claim? You are choosing the shop not the carrier? If it can't be fixed to pre loss condition it is a TOTAL LOSS.

Stop trying to go behind the scenes and just call your Co and be upfront you might be surprised what that gets you. Plus do you not think ins Co workers are car guys They do not come on these boards? Guarantee someone has seen your 8 page story.

Not trying to be the bad guy just trying to open your eyes a bit. I would have this thread erased and proceed in a different way.