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Bill you aready have proved your not dumb. Can't say that for Moore!!!
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Thanks Kim!
I'll say this about health care in this country: the moment it became a for-profit industry we humans became too expensive to care for. The current HMO system is set up to deny care in every possible instance, much the same as in any insurance company: limit the payout any way possible. Cost control is KING in business and the only way to control cost in the HMO industry is to place a limit on the number of people who actually receive care.
Ask yourself what you would want if you or your children got sick, like cancer sick. Would you want the best care available or would you allow yourself to be ignored and stonewalled by insurance companies? If you're lucky you and your family will be covered and actually get the best care available. Most of us will have to sell our homes, our cars, cash-in our savings and hope to God that we survive our illness and then work our way back to health, both physically and financially.
In fairness to the HMO industry I will put on my HMO CEO hat: How do I preserve profits and reward myself and my shareholders with the highest possible rate of return? I'll have to limit the payout and the best way to do that is to limit the number of people who actually receive care. If I can keep that number as low as possible while the premiums/pay-in remain at high levels then we make money. That is the CEO's job: make money. (Making large sums of money can be an unsightly and dark process, as we see here.)
The current system allows people to die on a cost-benefit analysis basis. If the HMO thinks you're going to die anyway then they deny coverage outright or stonewall you until you die.
Michael Moore or no Michael Moore, the US health care system is set up for profit FIRST and the actual providing of care is a distant second. It is a HUGE problem and there probably won't be an answer to how we deal with it in our lifetimes, Hillary Clinton or no Hillary Clinton.
Old people always tell you, "If you have your helath that's all you need." It has never been more true.
Oh, and as repulsive as Moore is to some people, he does make you think, and that's what HMO's definitely don't want you to do! Don't ask questions either. If the HMO puts you on hold for hours, week after week, month after month, and you finally give up and never call back then they have succeeded in controlling cost by preventing a payout. Mission accomplished.
(I have not seen Moore's movie.)