Pete,
Water front with a boat slip, and only $5K in taxes?????????????? Boy do you have it good!. I've got a flood plain (swamp) property "backage" and I pay over $7K in taxes. I live in a 1SqMi town that has it's own police dept, sewer works, fire dept, rescue dept, public works dept, and library, 5 schools & 7 churches that don't contribute to the tax fund! Not to mention 3 factories that have closed up and are no longer contributing. Hightstown has the highest tax rate in all of central NJ; higher than Princeton!!
Verne