[mrrec]

Rick and Marlin:
I'd say you both were repo'd from the first owner. I've had pretty good luck with title histories, but I'm learning that the stuff you get is usually "one step behind". That is, if you go to VA, you'll get the microfilm copy of the application for title and copy of the previous states title (maybe). They won't have a microfilm copy of the THEN current title since it went to the owner (or lender). You have to find the right state to get the next previous stuff.

It is becoming apparent that the lender may actually take title in a repo. I assumed that they would treat it like a dealer and simply reassign the title. I'll talk to a banker friend to see if they actually title the car in their name for repo.

Any GMAC or other experts?

Dave