Remember, probate court means there *will* be costs invovled...not only court costs, but the administrator/executor and their attorney...whether it be flat rate or percentage. The order of payment, right off the top, is (1)court, (2)administrator/executor, (3)administrator/executor's attorney, (4)funeral expenses, (5)other creditors...and let's not forgot, the administrator/executor has to be bonded, which isn't free...even dieing isn't free any more.
But you should be commended for thinking ahead, Bud...I wish *all* of our clients were so inclinced...