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Throw that sack of coin in the local Coinstar!
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....and come away with only $162,000.00
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Ouch, Bill! You would actually end up with almost $164,000 (8.9% fee). Or you could invest a couple thousand hours of your own time rolling it so a bank will take it.
Coinstar is a service you pay for just like having your shirts laundered.
And it happens to be a service that pays my bills...
-Sam