[69LM1]

Ummm, Geeee, Welllll. OK, to summerize:

1. Check with SF and see what they pay out in the event of an actual claim. I do not have antique plates on the car and it is listed as a daily driver (although it is not) so I can drive it anytime I want. That is why I did not go with the SF antique insurance.
2. As per some advice here, have the car "appraised" and submit that to State Farm.
3. If switching to haggerty et al, check on payout in case of personal injury.

So, State Farm will pay in case of a catastrophic injury accident, but will screw you on what the car is worth. "Antique" insurance will pay for the car, but may not take as much care with regards to personal injury (remember, I live in New Orleans where they had to install camera's into the buses due to the fact that when one got into a wreck, more people would show up injured at the hospitals than could fit on a single bus).

So, I guess like everything else, you get screwed coming and going.

Makes those guys many years ago look good with that tea party thing, only we need to do it with Doctors, Lawyers and Insurance Companies!