I looked into several different classic car insurers and decided to stick with State Farm. I'm in the process of doing the stated value deal right now. I know the specialty insurers are cheaper but look at the coverage and allowable driving of the vehicle. Every one only permitted driving the vehicle for a special purpose. Club event, cruise, parade etc. No way can you take it to work or the store. No joy rides either. Then there is the coverage. Look at the liabilities. The amounts were no were near enough. Increasing them took it above my State Farm costs. No tort stuff and no stackable liabilities either. If you get in an accident and kill someone I don't really know where you stand in a big law suit. I've had many claims with SF and most have been on Corvettes and my Camaro. The claims have always been paid in full no questions asked. Yes, I've had problems with the quality of the repairs but that is not an insurance problem. I swear my cars have targets painted on them. I could tell some real stories. Do any of you know anyone else that has hit a bowling ball while driving down a 4 lane highway? I've never gone more that two seasons without someone hitting me, throwing something at me, door banging me at cruises etc.
