[COPOL89]

PANTERA HAS SOME REASONABLE THINKING. THE INSURANCE COMPANYS HAVE DIFFERENT COVERAGES FOR DIFFERENT THINGS. MY OPINION WOULD BE TO ADD UP YOUR TOTAL REPLACEMENT COSTS AND GET A COLLECTOR CAR POLICY FOR JUST WHAT YOU FEEL YOU NEED IF ITS AVAILABLE UP WHERE YOU ARE, I WOULD NOT INCLUDE YOUR LABOR IN THE TOTAL COSTS IF YOU AND YOUR SON DID MOST OF THE LABOR YOURSELF, EVEN IF THE CAR WAS A REAL YENKO OR JUST A SMALL BLOCK NOVA THE INSURANCE COMPANYS DON'T REALLY CARE THEY WILL WRITE A POLICY FOR A DOLLAR AMOUNT, FOR EXAMPLE 14.00 PER EVERY THOUSAND THE CAR IS WORTH. A 15,000 DOLLAR POLICY WOULD COST AROUND 200-250 DOLLAR EVERY 6 MONTHS. BUT THERE ARE LIMITATIONS WITH THESE POLICYS SUCH AS MILAGE RESTRICTIONS AND THEY MUST BE STORED IN A LOCKED GARAGE AND THEY HAVE TO BE APPRAISED BY A REPUTABLE SOURCE. TALK TO ONE OF YOUR LOCAL AGENTS AND PICK A POLICY THAT YOU ARE COMFORTABLE WITH. [img]/ubbthreads/images/graemlins/burnout.gif[/img]