[budnate]

Hey Will my wife sells Real-Estate on the side, they use what they call comparables to determine what the Value of a Home is, basically they look at Homes that have sold in your area and find some that look similar to your home and that is where they pull there numbers from. Problem with that is they donít always compare Apples to Apples, We just went through this as well, Beware that allot of the refinance Coís use SUB STANDARD appraisers, they charge normal fees but pocket the Majority of the money, and Pay the guy very little so you are generally dealing with a guy that doesnít always care to much about doing his Job properly.

I donít understand why your home would have gone down, with Interest rates so low the market has been crazy, Only thing that comes to mind is there a Nuclear site nearby that has a leak???, Just kidding.

Will ask to see the comparables they are looking at and see if they are truly the same Home as your, chances are you will find them to be run down a little, but it was the only thing that had sold recently.

Good Luck, Bud.
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