[ohhawk]

<div class="ubbcode-block"><div class="ubbcode-header">Originally Posted By: SS4Real</div><div class="ubbcode-body">Thank you for the excellent responses so far as they are very helpful. I'm retired, financially secure, estate planning is completed and I'm covered by my wife's health insurance which is terrific. I am in excellent health, however, both of my parents died in their mid 60's and that certainly is on my mind. I don't need the money, but don't want to leave it on the table either.

I know there must be a bunch of you in the same or similar situations as I am. Any of you think you should have waited longer to take it, or conversely, started it earlier? </div></div>

I would consider getting input from a fee based financial advisor but from your brief description I would guess the longer the wait the better....... at a minimum, your full retirement age. Lots of variables at work that need to be considered and no two people have the identical scenarios financially. Lots of questions need to be asked and answered (by someone) before a sound decision can be reached.