Thanks for taking the time to help. I appreciate it. It appears that the lower 1/3 section I have to remove will peel off easily, it is glued on not sewn. The backer board seems to be in good shape. What I cannot figure out is how to release the chrome strip that separates the two sections? I have included a photo to show how the chrome strip and how the 2 sections (upper and lower, both made from vinyl) meet. The seam between the 2 pieces are hidden by the chrome strip. I am more than happy too pay someone to do this rather than risking wrecking 2 good panels, if that is the best alternative. Thanks again.