[markjohnson]

I've been of the train of thought for quite a while that one of the biggest problems in the world (and particularly the United States!) is the LACK OF PERSONAL RESPONSIBILTY. With todays' slick-dick lawyers, anything that happens is somebody's else fault and they should have to pay. I've said it before but I think it's just a matter of time before somebody tries to sue God Almighty for their losses. I'm sure the Vatican has substantial funds, so why not? Anyway, back to the subject.......it's a known but quiet fact that lots of "lame-brain" car collectors don't have insurance because they don't drive the cars and they are usually kept very secure in fortified buildings. We obviously won't be hearing from these collectors in this thread but I bet Hagerty gets a lot of phone calls soon. It's common sense that it's difficult to maintain and insure a fleet of 8-10-or more cars than it is to the average car guy with 1-2-3 cars. Most of these auction cars have avoided catastrophe for 30-40-50 years so the chances of something bad happening the day before it is going to be sold is nil. Well guess what......."nil" happened! Now somebody has to pay and I'll assume that the party that makes out the best is the lawyer that walked around and left business cards on every damaged vehicle windshield.