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This is the point I am trying to make. The NICB was created to hopefully aid in recovering stolen cars and to share info with law enforcement. There is OBVIOUSLY a big hole in the system. Computers for large agencies like state DMVs have been around for a long time. How difficult can it be to simply enter ANY V.I.N. of a stolen car into a shared data base regardless of being and INSURED car or not? Even if there is no other shared data base other than NICB different states could certainly link to a list of stolen V.I.N. reports originating in THEIR state. Law enforcements FIRST responsibility is to the owner of the car that was violated and it being insured or noy is not their concern.
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A car does NOT have to be insured to be in the NICB data base as a stolen vehicle. NICB IS tied into every state's stolen vehicle data base system. No holes.
The issue is that most thefts are purged from the stolen data base in most states after a determined amount of years and frequently don't get re-entered (this is the hole in the system). Most law enforcement don't even know about the ability to check with NICB for a records check unless they have been an auto theft investigator. NICB does not purge the theft info.
Whoops; I see that I responded before reading njsteve's posts that already addressed the issue.