[markinnaples]

I am SW FL, and it's terrible here. The RE market is continuing to fall, people are losing their jobs, and more and more restaurants are going out of business.

We'll see how the tourist season goes this year, and maybe we can start a recovery. There are a lot of Europeans here buying real estate, and the low stuff is getting picked up, but it's the stuff that's in foreclosure and short sales.

I am in banking, and I fear that things are going to continue to get worse before they start getting better. Hard to pay the bills when you lose your job when the business fails.

Now would be a good time for a tax cut for EVERYONE so we can have an organic recovery versus a forced government spending program. Afterall, it is OUR money, not theirs.