[ronebee]

Oh, they will be asking for bail outs, as a matter of fact I think Prudential already has their hand out. I'd love to tell you about about when we put 1 million dollars of business on the books with that company for their auto home products and they invited us to their home office in NJ and the then vice president kept us in his office for three hours talking about what a great job we were doing and then said "oh, gosh. look at the time, gee we missed lunch at the cafeteria, maybe next time you come we can have lunch their. What a cheese-dick, he didn't wanna buy us lunch. I should have pulled that crappy argyle sweater over his head and kicked his ass down a flight of stairs (look, I was in New Jersey, thats almost acceptable business negotiations there) I'd say more but I do not wish to get sued. They (Prudential) set up a whole distribution system to get there numbers up so they could sell it ( to a large mutual company, whom I will not mention, that is interested in life, the pursuit of happiness and LIBERTY). I won't mention that company by name but it is also a turd and will NEVER be publically owned as there would be way to much scrutiny to the way that crap operation is run.

I am an insurance agent and the industry and the companies are full of idiots. Insurance agents and car mechanics have alot in common, the cost of entry into either field is cheap, and either the guy knows his trade and gives a "s" or he doesn't. I've had work done on my cars were I wanted to kill the mechanic and I've had work done that is beautiful.

Insurance is alot the same way, depends alot on the agent, if they know what they are doing and if they care. It also depends ALOT on how much risk you want to accept and how much you wanna pay in premiums.