I have had the same issue but came out with a different result. I have used Condon & Skelly for the past 22 yrs
. This spring I had concerns about my coverage. I had not gone over it in years. I didnt want to assume it was good enough. I have a collection of 14 Hemis, 6 Pak and other Mopar Musclecars. I spoke to C & S due to the size of the collection we changed the policy over to what they called a "Museum policy". I can still drive each of the cars 2500 miles a year. They sent out an agent and confirmed the structure the cars are stored in. When I checked around with other underwriter the prices I received were about the same as C & D. And now with the Museum Policy, I saved over $400.00 than my previous policy and have more coverage
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Great company to deal with, I have never had an issue with them. They covered my friends RR when he had an accident and I know of others that had to file claims and they had no issues.