Re: Ouch, my poor Z28
 

I would have to agree! That 'might' cover sheet metal and some plastic. https://www.yenko.net/ubbthreads/imag...s/rolleyes.gif

Re: Ouch, my poor Z28
 

Nos front fenders could be up to $1000 ea. That estimate has to be for repro parts. 7-10,000 K to fix it right. Ask about the parts, see if they will pay for nos. If they say not available, you say will they pay if you find them. Play hardball, insurance companies have lost lawsuits for using inferior non-oem quality parts.

Re: Ouch, my poor Z28
 

I can understand why the police didn't give her a ticket. She was going through a green light legally and the the white Z-28 hit her. I'll tell 'ya what the police think.......they look at that obviously high performance Z-28 and think "Well, he was probably driving too fast in that kind of car anyway". It suck, but that's what they think. I've had similar accidents myself, and I'm tellin' you that the police probably think the Z-28 driver is more at fault than anything. It's a real simple rule police go by "If you hit something head-on, then you did not have control of your vehicle or were driving too fast." It's your fault. Let's replace that Z-28 with a motorcycle and you obviously have a fatality and two families suffer. When you're on a motorcycle, you've gotta assume that everycar you see in front of you is gonna pull out in front of you. That's also wise thinking when it comes to driving ANY car, and now the world is short one less neat RS Z-28.

Re: Ouch, my poor Z28
 

the binkie in the car left turned the Camaro, it was going straight ... no reason NOT to ticket the moron

most cops are too young to realize the STOCK car is "high performance" all they see is a "classic" old car in STOCK condition

I disagree with your opinion

The twit (maybe she was twittering) deserves a ticket IMHO, the property damage loss is too great NOT to ...

Re: Ouch, my poor Z28
 

[ QUOTE ]
Gentlemen, please. The man has poor eyesight, and has stated so here in the past.

[/ QUOTE ]

Not good enough. There are all kinds of settings in the display section of the control panel on his computer if poor eyesight really is the problem. There is no reason to make posts that are unreadable by others. It really is simple etiquette.

Re: Ouch, my poor Z28
 

I would have laughed in the guys face, NO WAY would 5.5k do an appropriate repair on that car. That adjuster has no clue.

Re: Ouch, my poor Z28
 

FYI,

Original 70-73 Camaro Right Fenders are different than 74-77 and any NOS replacement. Early fenders dont have the oblong indent inside (under the hood line). IF your car had born with fenders, I would want a good used early type, same as fender to be used for repair

Original NOS R/S urethane nose pieces are very rare and hard to find. If yours needs replacing finding new might not be an option. Find good used one, but dont use the repop.

Subframes were stamped with mfg date and plant location. Using a different frame will have different date ???

Even after car is repaired I would go after insurance company for "diminished value" IF car can not be returned to exact same as condition.

Re: Ouch, my poor Z28
 

Who do you have your insurance with? Have you contacted them yet? As others have said that is at least $15 to $20K in repair costs including $5k in sheet metal and parts.

Re: Ouch, my poor Z28
 

Tim do you have your car insured for Stated amount? If you do have your company pay for it. Then your company will go after her company to pay for it. https://www.yenko.net/ubbthreads/imag...iggthumpup.gif

Re: Ouch, my poor Z28
 

The insurance carrier and type of policy one has could be a key part of how this has progressed thus far.

Very sorry to hear about this incident and hope it all will work out for you. I remember seeing this car a number of year's ago before it made it's way to TX.

Re: Ouch, my poor Z28
 

He wrote the estimate with the prices his computer generated for parts. He said to take it to a shop that works on classic cars and have them provide a better estimate. He said they will not total the car, but he was leaning more to that when he left. I want the car to be a total. It is a never hit car, very original with one repaint. I want to hold off having my carrier get involved and see where they go. I paid $36,000 for the car one year ago, have it insured for that much and registered it with DOT for that much. I can verify the value and I'd rather have them take the car and pay me the money. If I keep the totaled car, they run the title through Texas DMV and I get a salvage title.

Re: Ouch, my poor Z28
 

The insurance works diff in Iowa. When the car is totaled & you keep the car. You are given a check minus what you and the company agree on for salvage value. Most the time that is between 6 & 15% of the value of the car at date of loss. You keep the title. There is no salvage listed on the title. The only time it will have salvage on the title is when the Ins. co. keeps the car. They then have the state put salvage on the title.

Re: Ouch, my poor Z28
 

[ QUOTE ]
He wrote the estimate with the prices his computer generated for parts. He said to take it to a shop that works on classic cars and have them provide a better estimate. He said they will not total the car, but he was leaning more to that when he left. I want the car to be a total. It is a never hit car, very original with one repaint. I want to hold off having my carrier get involved and see where they go. I paid $36,000 for the car one year ago, have it insured for that much and registered it with DOT for that much. I can verify the value and I'd rather have them take the car and pay me the money. If I keep the totaled car, they run the title through Texas DMV and I get a salvage title.

[/ QUOTE ]

Tim, I see from your bio that you are in insurance sales. I don't know if your collector policy is with your own company but as a lawyer I'd offer you this info:

The stated value you have of $36,000 is with your insurance company. The girl's insurance company has no obligation whatsoever to follow that valuation. If they total it, they may end up offering you a check for $10,000 and not $36,000.

So unless you contact your insurance carrier or your lawyer there is most likely going to be a big problem.

If it was me I'd contact my insurance carrier immediately.

By the way buried in the fine print of most of the collector car policies is a requirement that you contact them within a specified period of time when a loss occurs to an insured vehicle regardless of who is at fault, under penalty of them not covering the loss at all. This is because it's their lawyers that end up suing on your behalf to recover the money if there is a discrepency in the repair price/total value. Otherwise without them being involved, the legal fees are going to come out of your wallet.

SO, PLEASE CONTACT YOUR INSURANCE CARRIER ASAP.

Re: Ouch, my poor Z28
 

I'd listen to Steve. They are going to find out one way or the other anyway.


Jason

Re: Ouch, my poor Z28
 

The problem here is getting in the hands of a shop that does "good" work on classics. You take that car to any flat rate collision shop and you will have nothing but grief and disappointments no matter what the adjuster puts down.

Re: Ouch, my poor Z28
 

What I would do is pay to have an expert in these cars (i.e. people from some of the shops linked to this website) fly down there and do the estimates. That would be the best evidence for the repair cost. That is one of the costs that your insurance company may foot the bill for.

Re: Ouch, my poor Z28
 

The adjuster was doing his job. His job is to make it as smooth as possible and as cheap as possible. You got alot of great advice from Kim and Steve.

Take the 36k minus the buyback amount, give the car to your son and let him build it and have fun with it. Sure it won't be a Chev Vettfest Unrestored Gold Spinner car or a non hit virgin, but a very nice start for Jr who will love it with the same heart and love it as much as you have. He won't care about NOS Harrision stickers and the high end nickle and dime 998 point details pieces. Things that we forgot is that we became classic car snobs and want original born with everything with GM paint, and not a great restored muscle car unless if its a COPO, BM, Yenko or 1 of 29 cars.

I went through this same thing with a 63 409 car that was un-restored with its born with paint 3 year ago. I still kick myself about it so learn from our mistakes.

Re: Ouch, my poor Z28
 

I agree with Kim. If the car is totalled, they pay you and you get to keep it. The title never needs to leave your possession. I just did this a few months ago. https://www.yenko.net/ubbthreads/imag...lins/frown.gif
The exception (at least in MI) is that if it's new than 8 years old, then it does get a salvage title.

Re: Ouch, my poor Z28
 

The key thing is to contact your insurance company like Steve advised ASAP if you haven't done so already.

If it were me I would do what Chad said, total the car for $36k. I think the norm is 10% charge to buy the car back. That gets you back into the car for $3600. Have it restored for $20k.

As far at the girl not getting a ticket...that's https://www.yenko.net/ubbthreads/images/graemlins/bs.gif She pulled in front of the Z, she is at fault and it’s called "failure to yield the right away", plain and simple! https://www.yenko.net/ubbthreads/imag...ns/scholar.gif

Good luck on getting this all straightened out.

Kurt https://www.yenko.net/ubbthreads/imag...lins/beers.gif

Re: Ouch, my poor Z28
 

[ QUOTE ]
FYI,

Original 70-73 Camaro Right Fenders are different than 74-77 and any NOS replacement. Early fenders dont have the oblong indent inside (under the hood line). IF your car had born with fenders, I would want a good used early type, same as fender to be used for repair

Original NOS R/S urethane nose pieces are very rare and hard to find. If yours needs replacing finding new might not be an option. Find good used one, but dont use the repop.

Subframes were stamped with mfg date and plant location. Using a different frame will have different date ???

Even after car is repaired I would go after insurance company for "diminished value" IF car can not be returned to exact same as condition.

[/ QUOTE ]

Can you elaborate on the difference.I have a set of NOS fenders for my 73,that were purchased from a dealer in 1986 and never painted.I tried to sell them on Ebay and couldnt get a $200 reserve for them.They were never painted,just hung on the car.They now have a few small low spots on them from my fat gut leaning over them.My car doesnt need NOS.If this guy needs them and they are correct,I would gladly sell them for even and buy some goodmarks and some of the other parts I need.Explain to me the difference.

Re: Ouch, my poor Z28
 

[ QUOTE ]
FYI,

Original 70-73 Camaro Right Fenders are different than 74-77 and any NOS replacement. Early fenders dont have the oblong indent inside (under the hood line). IF your car had born with fenders, I would want a good used early type, same as fender to be used for repair

Original NOS R/S urethane nose pieces are very rare and hard to find. If yours needs replacing finding new might not be an option. Find good used one, but dont use the repop.

Subframes were stamped with mfg date and plant location. Using a different frame will have different date ???

Even after car is repaired I would go after insurance company for "diminished value" IF car can not be returned to exact same as condition.

[/ QUOTE ]

The two original right fenders I have for my 74 have a actual hole where there indentation is on the repro fender, so it is not really technically right for 74+ either I don't think. Correct me if I am wrong, I am just going by what I have, not by any research.

Re: Ouch, my poor Z28
 

The other carrier has accepted full liability for the damages after two weeks. I’m pushing them to total the car as I just don’t want the aggravation and time outlay of overseeing a repair on this car, I don’t think they want an adjuster taking their time to oversee the rebuild of this car either. I would imagine it will take months to get this Z back on the road and I don’t know if I’d want it after the hit it took.
At least we’re moving forward.

Re: Ouch, my poor Z28
 

If the other carrier accepts full liability they will want to get out of this as cheaply as possible. I hope they will not try and Lowball the repair or total estimate. To have a shop repair the car to as before condition with NOS parts could be 25-30K. Unhit, rustfree Fenders, Front End, and Hood could be near impossible to find, and this is an RS to boot! Anyway, I wish you the best of luck! Makes me scared to drive my Camaro's with all the bozo's out there not paying attention on their cell phones and such.

Paul

Re: Ouch, my poor Z28
 

One way to fix the fenders would be to buy the correct early fenders in very rusty shape,and cut the skins off them,and reskin them with skins from a repop or later NOS fender.Sure would be paying upward of a grand for each perfect original.The donor early fender can be a totally rusty junker as long as it isnt bent.This is pretty much the only option you have when restoring second gen trans ams with NOS fenders.

Re: Ouch, my poor Z28
 

Original 70-72 Camaro (I dont know actual 73 changeover date) fenders dont have the oblong indent shown below.
Easy fix would be to weld flat metal into oblong area and skim coast/finish

Note drivers fender on 70 Camaro has square flange where washer bottle hangs.

Note: Orange car in picture is Jack Seymours VINTAGE Certified 22K mile Unrestored (Cleaned NOT fluffed) Survivor


http://img.photobucket.com/albums/v4...hBotMtArea.jpg
http://img.photobucket.com/albums/v4...ndentation.jpg
http://img.photobucket.com/albums/v4...Underhood3.jpg

Re: Ouch, my poor Z28
 

The cut off corner was the std fender you got in the early-mid 80's at the chev dealer for about $50 -60... I bought more of those things than I care to remember... LOL

Re: Ouch, my poor Z28
 

These are off a 1974, as you can see the pass side is also different than the repro fender in that it has a hole with 2 little tabs where the repro has an indentation. the drivers side appears to have that same squared off thingy.

http://i293.photobucket.com/albums/m...D/HPIM3764.jpg

http://i293.photobucket.com/albums/m...D/HPIM3765.jpg

http://i293.photobucket.com/albums/m...HPIM3766-1.jpg

Re: Ouch, my poor Z28
 

Moving forward, the car is at a shop in Austin that can do a tear down and an accurate estimate. I still think the car should be totaled, but they need to have the hood and fenders pulled to see the true extent of the damage. It still hurts to see the car in this condition.

Re: Ouch, my poor Z28
 

https://www.yenko.net/ubbthreads/imag...arleySucks.gif

Re: Ouch, my poor Z28
 

I was going to offer my Camaro as partial trade on Charley’s RS Z28 if I made it to the show. Had plans to go to Chicago for the show, but I had to cancel at the last minute.

Re: Ouch, my poor Z28
 

Well, the verdict is in and the car will be repaired. The damages equal about 50% of the value of the car and it’s just not enough to total the car in anyone’s book. It’s a decision that I can easily live with and I have a shop that will do a good job with the repair. On the back end, I can apply for diminished value if the vehicle is worth less, I intend to do this.

I’m looking for parts including a sub-frame inner fenders, fenders, hood, Rally Sport front end, radiator and support. The bumpers survived the accident.

Re: Ouch, my poor Z28
 

https://www.yenko.net/ubbthreads/imag...s/headbang.gif https://www.yenko.net/ubbthreads/imag...s/headbang.gif https://www.yenko.net/ubbthreads/imag...s/headbang.gif

Re: Ouch, my poor Z28
 

Congrats Tim. Best of luck to you. Pls keep us posted. https://www.yenko.net/ubbthreads/imag...lins/laugh.gif

Re: Ouch, my poor Z28
 

tim, post some tear down pics if you can. iam sure there are people on this board who can look and point out a few things. sometimes you cant see the forrest for the trees. good luck with the fix.

Re: Ouch, my poor Z28
 

[ QUOTE ]
Well, the verdict is in and the car will be repaired.
I’m looking for parts including a sub-frame inner fenders, fenders, hood, Rally Sport front end, radiator and support. The bumpers survived the accident.

[/ QUOTE ]

have a pair of good AZ rust free inners off a 73 RS Type LT Z28, PM me if you are interested, thanks!

Re: Ouch, my poor Z28
 

I would hold out for correct fenders as I earlier pointed out and also original G.M. Urethane Nose Piece.

Re: Ouch, my poor Z28
 

FYI, the 74 & up inners LOOK look the 70-73's but ARE NOT interchangeable

Re: Ouch, my poor Z28
 

Glad it's getting repaired,too nice of a car to junk.

Re: Ouch, my poor Z28
 

[ QUOTE ]
FYI, the 74 & up inners LOOK look the 70-73's but ARE NOT interchangeable

[/ QUOTE ]

What is different?

Re: Ouch, my poor Z28
 

the front edges for one

I have photos posted on the differences over at www.nastyz28.com, do a search there