I've seen that "2020" date warning several times now, but I have no idea what benefit someone would get by changing the date to a few years ago. Most negotiable instruments are void after a period of time, so those ones wouldn't be able to be used or accepted anyway. Does someone else know why this date thing is a big deal?

It isn't just changing the date to "a few years ago." Scammers could change the date to 2021, 2024, 2030, etc.

OK, so they change it to 2021? Still not sure how that would work out to be fraudulent. I work at a bank and can think of no real instance of how that would benefit anyone. Not being a jerk, just have no idea how that would create a fraudulent situation.

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How 'bout a cheque dated 01/01/20...date goes stale but add 25 or whatever year 'appropriate' to the end?
Or maybe a Warranty/In service date written in the front of a vehicle glovebox booklet, good for 5 years from 01/01/20...year six, add an 21 and it's 'good' to 2026?
Not saying Banks or Manufacturers will get duped, more like small businesses cashing cheques/regular folks buying used cars or whatever else w/ 'doctored' paperwork...expect there's lots worse circumstances than these examples.
:beers:
~ Pete

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Ken Miles driving the flip-front (I think that's what it was referred to as) Cobra alongside one of the Corvette Grand Sports

https://i.postimg.cc/vmNmTVgS/2019-Ram-1500.jpg

Fiat Chrysler’s Ram pickup brand outsold the Chevrolet Silverado in 2019, racking up 633,694 sales in 2019 to Chevy’s 575,600.